Public Liability Insurance

Public liability insurance protects businesses if clients or members of the public suffer personal injury or property damage as a direct fault of the business. Public liability insurance pays for the costs of subsequent legal expenses or compensation claims and is an important cover for businesses that regularly interact with customers. Examples of situations whereby public liability insurance is necessary include a customer slipping in a shop, or a client tripping in an office. In each case, public liability covers compensation claims for injuries to a third party or damage to their property as well as legal costs. Public liability is for business owners who might invite members of the public into their premise.